Although people opting for Condos are usually insured through Condo associations and hence, may not deem it necessary to get extra insurance cover for your luxurious abode. However, the Condo Association Insurance only covers common spaces like pools, gazebos, sidewalks, etc. Structures and buildings belonging to other condo owners also do not require an insurance policy.
Items covered under Florida Condo Insurance
There are specific items that are covered under Florida Condo Insurance. As mentioned above, items belonging to other condo owners may not be insured by you. Florida Condo Insurance only requires to get insurance for the items that belong to you such as window treatments, interior-facing, appliances, flooring, etc.